Admirals Bank Home Improvement Loans

As an approved FHA Title I lender, Admirals Bank is already a leading provider of secured Title I Home Improvement Loans. Our Title I customers now have an option to borrow an additional money through our exclusive unsecured "Plus I" loan.* Admirals Bank offers two Plus I loan products, each designed to pair with our Title I product** and cater to specific project types or industries. This innovative program gives homeowners additional flexibility to meet every circumstance.

Benefits of the FHA Title I and Plus I Loan products:

This non-equity based loan is intended for general home improvements, including: Roofing, Sunrooms, Basements, Garages, Windows, Siding, and much more.

  • No equity or appraisal required***
  • No prepayment penalties
  • Flexible loan terms
  • Fixed rates
  • Interest may be tax deductible (consult your tax advisor)
  • No seasoning requirements****
  • Secured and unsecured loans available
  • Loans available for single family, multi-family and manufactured homes, as well as condominiums
  • Borrowers looking for renewable energy products may request a one-time re-amortization within the first 24 months of the loan provided certain requirements are met
  • No prepayment penalties
  • Access to a team of home improvement experts and a division that has 25 years of experience in the industry

Click here to apply!

Call (800) 715-8472 today for more information! Or click here to learn more about ways to pay for home improvements.

*The Plus I Loan program is a Bank program that is not affiliated with or sponsored by the FHA. **The term of the Plus I loan cannot exceed the term of the Title I loan.***Lien will be placed against the property, lien will be in first or second position. ****New residential structures must have been completed and occupied for a minimum of 90 days. Each loan is subject to separate credit approval.